Simple tips to ask Quick Quid for an online payday loan refund old article

Great news – is this QQ? Any idea exactly how much it is planning to soon add up to?

Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X

Duane Castleman says

Did they provide you any such thing to their final response first? They did in my experience but we almost dropped down my chair laughing whenever it is read by me!!

Yes i do believe about 300 .

It has been therefore helpful We have delivered the next e-mail if I am honest as I just need these defaults off my account they are ruining my chances of buying a house as I had all the loans on my credit file to PDUK and QQ hoping I get a response back anything will be a bonus.

Just gotten this today. The could be the answer the letter that is template ? Doesn’t seem sensible ? Anybody had this of can provide me some advice many thanks for the inquiry as well as your persistence although we carried out our research. We have been necessary to make sure your credit history is as much as date. Our responsibility to report and improve your loan information to credit reference agencies is defined forth within our privacy. Please consider, in case your payment that is contractual agreement perhaps maybe not honoured, this could influence your credit report adversely, including a standard being registered.

Our documents suggest loan 1666952 and loan 1772628 contractual repayment dates had been maybe perhaps not honoured. We reached off to you many times to e to an inexpensive repayment arrangement; but, all tries to find an appropriate re re payment arrangement went unanswered. You’re provided with that loan of 400.00 GBP on 02/08/2010. Your loan ended up being extended an overall total of 4 times. Your final expansion charge re re re payment and final repayment had been never ever gotten in full. Which caused the mortgage to default and later on used in a party collection agency that is third.

With this being stated the defaults registered is accurate and can maybe perhaps perhaps not eliminated.

Since this really is our last reaction about your issues into the above referenced account, that you are aware of the ultimate availability of the Financial Ombudsman Service if you are not happy with this oute I need to ensure. You’ve got the directly to refer your plaint to your Financial Ombudsman provider, totally free you should do therefore within half a year regarding the date of the page. The Ombudsman will not have our permission to consider your plaint and so will only be able to do so in very limited circumstances if you do not refer your plaint in time. For instance, in the event that Ombudsman thinks that the wait had been as being results of excellent circumstances. We have supplied you with a hyperlink towards the leaflet for the information to work with you if you choose to pursue this course that is further of. They could be contacted at

Sara (Financial Obligation Camel) says

While you have actually simply delivered from the plaint, i’m wondering if this would really be addressed to some other person and contains e for your requirements in error? Do the loan is recognised by you figures / dates they mention?

Hi Sara, Everyone Else

We haven’t updated in some time but have always been pleased to say i acquired a reimbursement of just below 3k from Wonga following the matter went along to an Ombudsman (they ignored the adjudicator). The entries have already been taken out of my personal credit record but I’m surprised to start to see the rating (that we realize is essentially worthless anyhow but nevertheless) has brought a total battering. We thought having these entries eliminated would do miracles for my credit file??

Additionally recently had a judgement from an Ombudsman according of Quickquid. Have always been expecting over 3k right straight back from their store- any a few ideas just how long they decide to try spend? It’s been a now and not a word from them despite my repeated emails to them week. Many Many Thanks all. Jo

Sara (Financial Obligation Camel) says

Until you had defaults or are attempting to get home financing, having paid back pay day loans deleted does not boost your rating much.

Good to know the Ombudsman upholding another QQ plaint.

Hi, exactly like to express that Wonga have actually given me personally by having a 3512 reimbursement and I also have actually accepted. I would personally likely have been eligible to significantly more than that but i simply desired the nightmare to get rid of. To not ever times that are bad 6 months from initial plaint

I will be in the act with QQ. Nonetheless they appear to there be dragging heels a little.

I will be reviewing the other panies caused me therefore much difficulty and despair.

Sara (Financial Obligation Camel) says

great – you may be the 2nd individual today to have an offer in less than 2 months 🙂

Quickquid took over 2 months to have back into me personally making an offer we expected of 150 from reading these articles. We told them locations to go and left it with all the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to just take the full 30 days that are working.

Congrats. QQ did the exact same if you ask me offered me 150 therefore it’s gone into the ombudsman.

This web site is great! After reading all of the ments and success tales on right right right here, a plaint was made by me to QQ. They took the entire 2 months to help make an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days We have an offer of 1894.30 . ? Ombudsman stated they couldn’t make sure that all of the loans had been unaffordable however they could see we had bee determined by them ? Simply payment that is awaiting

Sara (Financial Obligation Camel) says

Exceptional – ended up being this from an Adjudicator or made it happen need certainly to head to Ombusdman degree?

Simply the adjudicator. I hadn’t provided any bank statements or payslips like QQ had expected either, just my page of plaint.

I acquired the standard questionnaire from QQ and p2p today simply over per week after requesting soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i acquired letter that is template a financial obligation advise page no name mentioned as nothing at all to do with them. Only have to settle-back and wait now! Also payday express contacted me wanting us to verify current email address ? Simply wonga to reply now others have actually replied roll on sept whenever it must all be sorted could keep updated when I get hopefully info and provides

Almost three weeks hence, we delivered down plaints to QQ and also to Wonga. Today, we delivered another one off to Wage Day Advance – I was thinking the attention on that loan had been reasonable however when we seemed straight straight back I happened to be repaying 94 30 days for just two years….and the initial loan had been for 300!